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GetReal Podcast

GetReal Podcast

Investing355 episodes
A refreshing look at the good, the bad… and the crazy challenges business owners face while building a profitable business and a beautiful life. Real estate investing power-preneur Ron Phillips pulls back the curtain, cuts through the hype – and helps you Get Real about success.
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#356 The Real Affordability Crisis: Why First-Time Buyers Can't Compete

#356 The Real Affordability Crisis: Why First-Time Buyers Can't Compete

15 min 48 sec
<p>Is the housing market broken, or just misunderstood? Ron Phillips cuts through the noise to explain why affordability is collapsing for first-time buyers and why interest rates aren't the real culprit. Dive in as he breaks down the true barriers, rising costs, debt loads, and all-cash competition, and shares clear strategies for investors to buy smart, stay cash-flow positive, and build wealth while others wait for a "reset" that may never come.</p> <p><strong>&nbsp;</strong></p> <p><strong>WHAT YOU'LL LEARN FROM THIS EPISODE &nbsp;</strong></p> <ul> <li> <p>Why the biggest issue in real estate isn't rates</p> </li> <li> <p>A gap between first-time buyers and cash-rich repeat buyers</p> </li> <li> <p>2 factors reshaping who controls the housing market</p> </li> <li> <p>How long-term investors can still win using fundamental buying rules</p> </li> <li> <p>The dangers of listening to perpetual "crash" predictors and market timers</p> </li> </ul> <p><strong>&nbsp;</strong></p> <p><strong>RESOURCES MENTIONED IN THIS EPISODE</strong></p> <ul> <li> <p><a href="https://www.nar.realtor/magazine/real-estate-news/nar-2025-profile-of-home-buyers-sellers-reveals-market-extremes" rel="nofollow"> NAR 2025 Profile of Home Buyers, Sellers Reveals Market Extremes</a>&nbsp;</p> </li> <li> <p><a href="https://www.mba.org/news-and-research/newsroom/news/2025/10/29/mortgage-applications-increased-in-latest-mba-weekly-survey" rel="nofollow"> Mortgage Applications Increase in Latest MBA Weekly Survey</a>&nbsp;</p> </li> </ul> <p>&nbsp;</p> <p><strong>CONNECT WITH US:</strong></p> <ul> <li> <p>If you need help with anything in real estate, please email <a href="mailto:invest@rpcinvest.com" rel="nofollow">invest@rpcinvest.com</a>&nbsp;</p> </li> <li> <p>Reach Ron: <a href="https://rpcinvest.com/" rel="nofollow">RP Capital</a></p> </li> <li> <p>Leave podcast reviews and topic suggestions: <a href="https://podcasts.apple.com/us/podcast/get-real-podcast/id1450527598?mt=2" rel="nofollow"> iTunes</a></p> </li> <li> <p>Subscribe and get additional info: <a href="https://getrealestatesuccess.com/" rel="nofollow">Get Real Estate Success</a></p> </li> <li> <p>Facebook Group: <a href="https://www.facebook.com/groups/1653860794769953/" rel="nofollow">Cash Flow Property Facebook Community</a></p> </li> <li> <p>Instagram: <a href="https://www.instagram.com/ronphillips_/" rel="nofollow">@ronphillips_</a></p> </li> <li> <p>YouTube: <a href="https://www.youtube.com/channel/UCWzCd9iPq5VOlstTgk_RSeA" rel="nofollow">RpCapital</a></p> </li> <li> <p>Get the latest trends and insights: <a href="http://subscribe.rpcinvest.com/" rel="nofollow">RP Capital Newsletter</a></p> </li> </ul> <p>&nbsp;</p>
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#355 How Tech Is Redefining Homeownership

#355 How Tech Is Redefining Homeownership

8 min 14 sec
<p>The real estate industry is changing faster than ever, and technology is leading the charge. In this solo episode, Ron Phillips breaks down Rocket Companies' latest acquisitions of Mr. Cooper Group and Redfin, and what this means for the future of real estate. By combining the nation's largest loan originator, mortgage servicer, and home search platform, Rocket is building a true end-to-end homeownership experience. Ron explores how this new model will disrupt traditional brokerages, challenge the National Association of REALTORS®, and finally simplify the complex process of buying and owning a home.</p> <p><strong>&nbsp;</strong></p> <p><strong>WHAT YOU'LL LEARN FROM THIS EPISODE</strong> &nbsp;</p> <ul> <li> <p>How Rocket Companies is evolving into a full homeownership platform</p> </li> <li> <p>Why the acquisition of Mr. Cooper and Redfin changes everything for consumers</p> </li> <li> <p>What an end-to-end real estate experience means for homebuyers and investors</p> </li> <li> <p>2 things that could simplify mortgage and closing processes</p> </li> <li> <p>The reason traditional brokerages and MLS systems may face major disruption</p> </li> </ul> <p><strong>&nbsp;</strong></p> <p><strong>RESOURCES MENTIONED IN THIS EPISODE</strong></p> <ul> <li> <p><a href="https://rocketcompanies.com/" rel="nofollow">Rocket Companies</a></p> </li> <li> <p><a href="https://www.redfin.com" rel="nofollow">Redfin</a></p> </li> <li> <p><a href="https://www.mrcooper.com" rel="nofollow">Mr. Cooper</a></p> </li> </ul> <p><strong>&nbsp;</strong></p> <p><strong>CONNECT WITH US:</strong></p> <ul> <li> <p>If you need help with anything in real estate, please email <a href="mailto:invest@rpcinvest.com" rel="nofollow">invest@rpcinvest.com</a>&nbsp;</p> </li> <li> <p>Reach Ron: <a href="https://rpcinvest.com/" rel="nofollow">RP Capital</a></p> </li> <li> <p>Leave podcast reviews and topic suggestions: <a href="https://podcasts.apple.com/us/podcast/get-real-podcast/id1450527598?mt=2" rel="nofollow"> iTunes</a></p> </li> <li> <p>Subscribe and get additional info: <a href="https://getrealestatesuccess.com/" rel="nofollow">Get Real Estate Success</a></p> </li> <li> <p>Facebook Group: <a href="https://www.facebook.com/groups/1653860794769953/" rel="nofollow">Cash Flow Property Facebook Community</a></p> </li> <li> <p>Instagram: <a href="https://www.instagram.com/ronphillips_/" rel="nofollow">@ronphillips_</a></p> </li> <li> <p>YouTube: <a href="https://www.youtube.com/channel/UCWzCd9iPq5VOlstTgk_RSeA" rel="nofollow">RpCapital</a></p> </li> <li> <p>Get the latest trends and insights: <a href="http://subscribe.rpcinvest.com/" rel="nofollow">RP Capital Newsletter</a></p> </li> </ul> <p>&nbsp;</p>
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#354 Who Really Owns America's Rentals? Inside the 2025 Investor Report

#354 Who Really Owns America's Rentals? Inside the 2025 Investor Report

19 min 9 sec
<p>Think Wall Street dominates the real estate market? Think again. In this solo episode, Ron Phillips breaks down key insights from Batch Data's Q2 2025 Investor Pulse Report, revealing the real story behind who owns America's homes. Over 90% of rental properties are owned by small and mid-sized investors, not mega hedge funds. Ron explains how these independent investors are stabilizing markets, adding rental supply, and outperforming institutional players. He also highlights how shifting mortgage rates, cash purchases, and investor behavior are shaping the future of real estate.</p> <p><strong>&nbsp;</strong></p> <p><strong>WHAT YOU'LL LEARN FROM THIS EPISODE &nbsp;</strong></p> <ul> <li> <p>The truth about investor ownership, small investors dominate, not Wall Street</p> </li> <li> <p>How investors are returning inventory to traditional homebuyers</p> </li> <li> <p>"Build-to-rent" communities and what they mean for the market</p> </li> <li> <p>Why 6% mortgage rates aren't high, and how affordability has shifted</p> </li> <li> <p>What institutional pullbacks mean for small investors and rehabbers in 2025</p> </li> </ul> <p><strong>&nbsp;</strong></p> <p><strong>RESOURCES MENTIONED IN THIS EPISODE</strong></p> <ul> <li> <p><a href="https://batchdata.io/investor-pulse-q2-2025" rel="nofollow">Investor Pulse - Q2 2025 - BatchData</a>&nbsp;</p> </li> </ul> <p><strong>&nbsp;</strong></p> <p><strong>CONNECT WITH US:</strong></p> <ul> <li> <p>If you need help with anything in real estate, please email <a href="mailto:invest@rpcinvest.com" rel="nofollow">invest@rpcinvest.com</a>&nbsp;</p> </li> <li> <p>Reach Ron: <a href="https://rpcinvest.com/" rel="nofollow">RP Capital</a></p> </li> <li> <p>Leave podcast reviews and topic suggestions: <a href="https://podcasts.apple.com/us/podcast/get-real-podcast/id1450527598?mt=2" rel="nofollow"> iTunes</a></p> </li> <li> <p>Subscribe and get additional info: <a href="https://getrealestatesuccess.com/" rel="nofollow">Get Real Estate Success</a></p> </li> <li> <p>Facebook Group: <a href="https://www.facebook.com/groups/1653860794769953/" rel="nofollow">Cash Flow Property Facebook Community</a></p> </li> <li> <p>Instagram: <a href="https://www.instagram.com/ronphillips_/" rel="nofollow">@ronphillips_</a></p> </li> <li> <p>YouTube: <a href="https://www.youtube.com/channel/UCWzCd9iPq5VOlstTgk_RSeA" rel="nofollow">RpCapital</a></p> </li> <li> <p>Get the latest trends and insights: <a href="http://subscribe.rpcinvest.com/" rel="nofollow">RP Capital Newsletter</a></p> </li> </ul> <p>&nbsp;</p>
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#353 How to Maximize Real Estate Tax Benefits Before Year-End

#353 How to Maximize Real Estate Tax Benefits Before Year-End

9 min 41 sec
<p>It's that time of year again, when smart investors make last-minute moves that pay off big. Today, we explain why waiting until December to buy or refinance property could cost you valuable tax advantages. Hear updates on mortgage rates, small investor power, and why now is the time to plan, not panic, before the year closes.</p> <p><strong>&nbsp;</strong></p> <p><strong>WHAT YOU'LL LEARN FROM THIS EPISODE &nbsp;</strong></p> <ul> <li> <p>Why early November is the true deadline for year-end real estate tax strategy</p> </li> <li> <p>How bonus depreciation can create massive write-offs on investment properties</p> </li> <li> <p>What's really happening with the Fed funds rate vs. mortgage rates</p> </li> <li> <p>Builder incentives and discounts you can leverage before the new year</p> </li> <li> <p>An effective way to create negotiation leverage in 2025's market</p> </li> </ul> <p>&nbsp;</p> <p><strong>&nbsp;</strong></p> <p><strong>CONNECT WITH US:</strong></p> <ul> <li> <p>If you need help with anything in real estate, please email <a href="mailto:invest@rpcinvest.com" rel="nofollow">invest@rpcinvest.com</a>&nbsp;</p> </li> <li> <p>Reach Ron: <a href="https://rpcinvest.com/" rel="nofollow">RP Capital</a></p> </li> <li> <p>Leave podcast reviews and topic suggestions: <a href="https://podcasts.apple.com/us/podcast/get-real-podcast/id1450527598?mt=2" rel="nofollow"> iTunes</a></p> </li> <li> <p>Subscribe and get additional info: <a href="https://getrealestatesuccess.com/" rel="nofollow">Get Real Estate Success</a></p> </li> <li> <p>Facebook Group: <a href="https://www.facebook.com/groups/1653860794769953/" rel="nofollow">Cash Flow Property Facebook Community</a></p> </li> <li> <p>Instagram: <a href="https://www.instagram.com/ronphillips_/" rel="nofollow">@ronphillips_</a></p> </li> <li> <p>YouTube: <a href="https://www.youtube.com/channel/UCWzCd9iPq5VOlstTgk_RSeA" rel="nofollow">RpCapital</a></p> </li> <li> <p>Get the latest trends and insights: <a href="http://subscribe.rpcinvest.com/" rel="nofollow">RP Capital Newsletter</a></p> </li> </ul> <p>&nbsp;</p>
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#352: What's Really Driving the Housing Crisis

#352: What's Really Driving the Housing Crisis

27 min 41 sec
<p>Affordable housing isn't just a buzzword; it's becoming a national crisis. In this solo episode, Ron Phillips breaks down the data from the Atlanta Fed's Home Ownership Affordability Monitor and reveals why the numbers tell a bigger story about government intervention, construction costs, and market imbalance. He explains how home prices, interest rates, taxes, and insurance interact to shape affordability, and why builders have stopped creating entry-level homes altogether. This episode cuts through the noise to show what's really behind the housing gap and what it means for investors.</p> <p><strong>&nbsp;</strong></p> <p><strong>WHAT YOU'LL LEARN FROM THIS EPISODE</strong> &nbsp;</p> <ul> <li>How income, interest rates, and home prices combine to create unaffordability</li> <li>Why the "affordable" price band has nearly vanished across the U.S.</li> <li>Economic reasons why builders no longer construct sub-$300K homes</li> <li>Luxury home sales vs. entry-level housing&nbsp;</li> <li>The impact of government regulation on construction costs and supply</li> </ul> <p><strong>&nbsp;</strong></p> <p><strong>RESOURCES MENTIONED IN THIS EPISODE</strong></p> <ul> <li> <p><a href="https://podcasts.apple.com/ph/podcast/get-real-podcast/id1450527598?i=1000714197572" rel="nofollow"> Why It's Nearly Impossible to Build Affordable Housing in America with Brian Mertz</a>&nbsp;</p> </li> </ul> <p><strong>&nbsp;</strong></p> <p><strong>CONNECT WITH US:</strong></p> <ul> <li>If you need help with anything in real estate, please email <a href="mailto:invest@rpcinvest.com" rel="nofollow">invest@rpcinvest.com</a>&nbsp;</li> <li>Reach Ron: <a href="https://rpcinvest.com/" rel="nofollow">RP Capital</a></li> <li>Leave podcast reviews and topic suggestions: <a href="https://podcasts.apple.com/us/podcast/get-real-podcast/id1450527598?mt=2" rel="nofollow"> iTunes</a></li> <li>Subscribe and get additional info: <a href="https://getrealestatesuccess.com/" rel="nofollow">Get Real Estate Success</a></li> <li>Facebook Group: <a href="https://www.facebook.com/groups/1653860794769953/" rel="nofollow">Cash Flow Property Facebook Community</a></li> <li>Instagram: <a href="https://www.instagram.com/ronphillips_/" rel="nofollow">@ronphillips_</a></li> <li>YouTube: <a href="https://www.youtube.com/channel/UCWzCd9iPq5VOlstTgk_RSeA" rel="nofollow">RpCapital</a></li> <li>Get the latest trends and insights: <a href="http://subscribe.rpcinvest.com/" rel="nofollow">RP Capital Newsletter</a></li> </ul> <p>&nbsp;</p>
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