The Protection Your Real Estate Wealth Needs.
Built for investors. Powered by real human support.
Choose The Right Coverage for Your Portfolio
Whether you’re managing a handful of doors or scaling across states, Lineage has the right policy for you. Every policy is customizable to fit your portfolio, property type, and risk level.
SFR / Multifamily Rentals (1–4 Units)
Tailored for Individual Properties
Perfect if you own a few rental homes and want focused, property-level coverage.
Separate Policies for Each Property
Provides flexibility to customize coverage on a property-by-property basis.
Specialized Support
Work with a dedicated team who knows your portfolio
Focused Risk Evaluation
Premiums based on individual property characteristics and location.
Easy Entry
No minimum property count—start insuring rentals right away.
Master Policy (10+ Units)
Built for Scale
Ideal for investors, operators or property managers managing large or growing portfolio
One Policy, One Renewal
Simplify your admin with a single policy and billing cycle across your entire portfolio.
Specialized Support
Work with a dedicated team who knows your portfolio
Cost-Efficient Portfolio Pricing
Lower your overall premium by improving your loss ratio at the portfolio level.
Add & Remove Properties with Ease
Seamlessly update your policy as your portfolio grows or changes.
It’s more than an Insurance Policy. It’s a partnership.
At Lineage, we believe real estate investors deserve more than a policy, they deserve a partner. No more cat-and-mouse with anonymous agents or faceless carriers.
Hands-On Service from Real People
No more cat-and-mouse with anonymous agents or faceless carriers. You get two dedicated, full-time agents who manage your entire insurance experience from start to finish.
All the coverage you’re used to, plus some.
Lineage offers competitive rates—even in high-risk zones—and covers what most carriers won’t. Smart pricing. Solid coverage. No nonsense.
All the coverage you’re used to, plus some.
Lineage offers competitive rates—even in high-risk zones—and covers what most carriers won’t. Smart pricing. Solid coverage. No nonsense.
Trusted by real estate investors nationwide
✔️ All 50 states covered
✔️SFR & small multifamily properties
✔️Backed by in-house underwriting and claims teams
Simple Claim Filing
Submit your claim online or by phone in just minutes. From there, a dedicated claims expert will guide you through every step—so you're never left guessing what comes next.
The highest level of cover
Here’s a quick look at what’s included in a Lineage policy—and how it protects your property and your cash flow. Every policy is customizable to fit your portfolio, property type, and risk level.
Protects the structure of your 1–4 unit rental from fire, storm, or accidental damage.
✔ Special Form, all-risk coverage
✔ Up to $800,000 per property
✔ Fully customizable based on property value
If your rental becomes unlivable due to a covered loss, we’ll cover your actual lost income during repairs—keeping your cash flow steady.
Safeguard yourself from legal claims due to injury or damage on your property.
✔ $1M per occurrence / $2M aggregate
✔ Great for tenant-occupied units and short-term rentals
Covers sump/sewer backup damage (not flood-related).
✔ Often excluded by other carriers
✔ Included as standard with Lineage
Protects appliances, furnishings, and tools on the property.
✔ Great for furnished rentals
✔ Flexible limits available
Own 10+ doors?
✔ Consolidate everything under one master policy
✔ Add/remove properties anytime
✔ Manage everything with one team, one renewal, one policy
Your peace of mind starts here.
Fill out our 1-minute form to get started.
